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24tz wishes you and your loved ones a happy new year. Love you all so m uch

My dear 24tz readers, I wish you a Merry Christmas and a happy new year. Thank you for the love and support that you have given 24tz. Happy Holidays to all of you. xoxo 24tz

"People of God are we, who can defy us. Basking , with steely resolve and fearless steps, together, we will write our destiny." Happy Holidays

Travis Scott has recently announced that he will be proposing in fireworks and bang bang to his baby Mama and apparently love of his wife in 2019. Who is excited for this billion dollar type wedding???!! I bet the proposal will be at the Super Bowl,  we all know it will need some bang bang to sell out. Cheers to the Kardashians.

Breezing in the city of hotness and cool ocean winds at night (Way against all Geography that I learnt). My friend said to me that her old boss used to tell them that if you cannot work within the 8 hours limit that they are given in their contracts, then they are either Stupid, idiots or lazy.  This got to me, And I wondered why do people do what they do or say what they say.  Have you ever been able to complete all your tasks on time?  Well, I decided to dig deep into this matter and found a book called 'Eat that Frog' .  Maybe the boss was right and it takes nothing but planning to accomplish our tasks in reasonable timings and most importantly eating the biggest frog (The task that will cost you the most time and stress) should be done at the earliest and then doing the small tasks later on.  Ever considered prioritizing  and delegating tasks??  Well, get this you cannot do it all by yourself. You need to give yourself the ...

One might get excited about the idea of an early retirement, but to actually make it happen requires careful financial planning and some practical money skills. In this article, I will list down 17 practical money skills that will set you up on path for early retirement and financial independence. 1. Make a written plan Making a plan only in mind is not the best way to go about retirement planning. Whether you believe it or not, you cannot simply tread on an unplanned road and expect to reach the right destination. It would just be akin to playing your luck rather than “planning”. You must remember that financial success is a choice. Each financial decision that you make every single day will determine closer or farther you are going from your goal. Invest time in writing down your financial goals so that they can materialize over time. Remember that you are not simply aiming to jot down some words of motivation through this plan. Instead, the aim is to define each and e...

1. Avoid being “penny wise but pound foolish” It’s tempting to try saving a couple cents here and there when buying small items. However, that’s not where the real money is saved. You’re putting in extra effort for something that doesn’t move the needle. You get the most bang when you’re able to cut down on your bigger bills. For example, finding a lower interest rate for your mortgage could save you $50+ per month. And cutting your transportation bill by purchasing a cheaper car or taking public transportation can provide large gains as well. So, look at your recurring expenses such as housing, transportation, and insurance, and see where there’s wiggle room. It’s a much better use of your time than trying to pinch pennies here and there on smaller purchases. 2. When you want something big, wait Impulsivity can get you in trouble in most aspects of life. Finances are no different. It’s human nature to see something and want it right then and there. It starts as a kid in ...